How Much Would IT Downtime Affect Your St. Louis Financial Services Firm?
For financial services firms, IT downtime isn’t just an inconvenience — it’s a compliance risk, a revenue drain, and a direct threat to client trust. Regulatory bodies like the SEC and FINRA are increasing scrutiny on technology resilience, and your clients expect 24/7 access to their accounts and data.
The calculator below uses real industry data from 2024–2025 to estimate what an outage would actually cost your firm. Input your firm’s details and see the full financial picture — from idle payroll and lost billings to regulatory exposure and client churn.
How Much Would IT Downtime Cost Your Firm?
Financial services firms face some of the highest downtime costs of any industry. Use real 2025 data to see your firm's exposure.
What This Means for Your Firm
This calculator uses 2024–2025 industry data to estimate financial exposure from IT downtime. Individual results will vary based on your firm's specific technology environment, disaster recovery posture, and cyber insurance coverage.
Splunk / Oxford Economics 2024 Financial services organizations average $152M in annual downtime costs across the Global 2000. Revenue loss accounts for ~$37M of this total.
New Relic 2025 Observability Forecast High-impact outages in financial services cost $1.8M/hour on average, with 29% of firms experiencing them weekly.
ITIC 2024 Hourly Cost of Downtime 90%+ of mid-to-large enterprises report hourly downtime costs exceeding $300,000. 44% report costs exceeding $1M/hour.
CloudSecureTech 2025 Employee wage losses estimated at $0.67/minute per employee, translating to $250K+ annually for a 100-person firm.
Uptime Institute 2025 Annual Outage Analysis 54% of organizations report most recent outage cost over $100K. 85% of human-error incidents stem from failure to follow procedures.
FINRA 2025/2026 Regulatory Oversight Reports Increasing cyberattacks and third-party vendor outages flagged as major risks. Firms must maintain Reg S-P compliance and business continuity plans under FINRA Rules 4370 and 3110.
Productivity cost: (Avg salary ÷ 2,080 work hours) × employees × affected % × downtime hours. Revenue loss: (Annual revenue ÷ 2,080) × downtime hours × 0.75 adjustment. Recovery: 15% of combined productivity + revenue cost. Compliance: Scaled by firm type and data sensitivity. Churn: Based on 5–15% annual client value at risk from reputation damage.
Why St. Louis Financial Services Firms Can’t Afford to Be Reactive
The numbers from the calculator above aren’t hypothetical. Splunk and Oxford Economics found that financial services organizations lose an average of $152 million per year to downtime across the Global 2000 — and smaller firms feel the impact even more acutely relative to their revenue.
What makes this industry different is the compounding effect. A network outage at a CPA firm during tax season or a system failure at an RIA during a market correction doesn’t just pause operations. It triggers a chain reaction: missed transaction windows, delayed compliance filings, exposed client data, and eroded confidence that takes months to rebuild.
Oxford Economics data shows it can take up to 79 days for revenue to fully normalize after a major incident.
And it’s getting worse, not better. IT outages in financial services increased 60% between Q1 2024 and Q1 2025. FINRA’s 2025 and 2026 Regulatory Oversight Reports have specifically flagged the rise in cyberattacks and third-party vendor outages as a growing risk to member firms.
Find Out Where Your Financial Services Firm Stands in Terms of Downtime Risk
If the numbers above gave you pause, the next step is a conversation – not a commitment. We’ll evaluate your current infrastructure, identify your biggest vulnerabilities, and show you exactly what it would take to eliminate the risks you just calculated. Let’s talk. Call (314) 649-8888 or fill out the form to the right to speak with a member of our team.